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Hire Purchase or Personal Contract Purchase
Spreading the cost of your car by paying monthly is really simple, and there's 2 options to choose from:
- Personal Contract Purchase (PCP) lets you keep your options open at the end of your agreement and features an annual mileage limit as well as fair wear & tear policies.
- Hire Purchase (HP) is great if you want to own the car at the end of the agreement. No annual mileage limits or fair wear & tear policies.
Our ultimate guide to car finance
Take the time to research the different pay monthly options with our downloadable guide - featuring all of the helpful advice you will find on carstore.com including:
- Car finance explained
- Hire Purchase & Personal Contract Purchase explained
- Our finance glossary
Learn more
What is car finance?
Get to grips with the different options available when paying for your car monthly.
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What is HP?
Discover more about Hire Purchase (HP) and find out it's the best payment option for you.
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What is PCP?
Discover Personal Contract Purchase (PCP) and see if it's the right choice for you.
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Can I swap car finance?
Find out if you can swap your car, even if it has outstanding finance payments.
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Finance glossary
Get to grips with common finance words and phrases with our handy glossary.
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