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Hire Purchase or Personal Contract Purchase
Spreading the cost of your car by paying monthly is really simple, and there's 2 options to choose from:
- Personal Contract Purchase (PCP) lets you keep your options open at the end of your agreement and features an annual mileage limit as well as fair wear & tear policies.
- Hire Purchase (HP) is great if you want to own the car at the end of the agreement. No annual mileage limits or fair wear & tear policies.
Our ultimate guide to car finance
Take the time to research the different pay monthly options with our downloadable guide - featuring all of the helpful advice you will find on carstore.com including:
- Car finance explained
- Hire Purchase & Personal Contract Purchase explained
- Our finance glossary
Where to next...
What is car finance?
Get to grips with the different options available when paying for your car monthly.
Read more
What is HP?
Discover more about Hire Purchase (HP) and find out it's the best payment option for you.
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What is PCP?
Discover Personal Contract Purchase (PCP) and see if it's the right choice for you.
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Can I swap car finance?
Find out if you can swap your car, even if it has outstanding finance payments.
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Finance glossary
Get to grips with common finance words and phrases with our handy glossary.
Read more
